328 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 328 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 1950
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$66,300 (Jul 2009)
Tax Bill	$460 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-02350-00`

Property Details

APN / Parcel Number

Primary APN	`021-02350-00`
Alternative APNs	`68-09-20-401-037.000-021` `00000018963`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000018963
Street Address	328 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S DIGGS SUB DIV E 50' LOT 33
Legal Subdivision	SUSANNAH DIGGS SUBDIVISION
Legal Lot Number	33
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2044
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

328 E Franklin St is owned and occupied by an individual who bought it in July 2009.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	328 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2009 · Amount on File
Deed Sale	Jul 21, 2009 · Amount on File
Deed Document Number	20092969
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	328 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 20171041
Date	Apr 7, 2017
Instrument	20171041

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WINCHESTER, IN 47394

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 328 E Franklin St was $460 with a homeowner's exemption, up 2% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$460.00 (+2%) Homeowner's exemption	$109,600 Land $3,800 Building $105,800	$109,600 Land $3,800 Building $105,800
2024	$451.00
2023		$91,700 (+2.57%) Land $7,600 Building $84,100	$91,700 (+2.57%) Land $7,600 Building $84,100
2022	$488.00	$89,400 Land $7,600 Building $81,800	$89,400 Land $7,600 Building $81,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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