316 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 316 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,291 sqft · built 2000
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on File
Last Sale	$225,036 (Dec 2025)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-02864-00`

Property Details

APN / Parcel Number

Primary APN	`021-02864-00`
Alternative APNs	`68-09-20-401-035.000-021` `00000019352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,291 sqft Living Area
1st Floor Area	2,291 sqft
Basement Area	511 sqft
Unfinished Basement	511 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000019352
Street Address	316 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S. DIGGS SUB DIV, 50' W SIDE, LOT 32
Legal Subdivision	SUSANNAH DIGGS DIV
Legal Lot Number	32
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2044
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

316 E Franklin St is owned and occupied by two individuals who bought it in December 2025.

Source: Randolph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jan 31, 2022
Deed Document Number	20254211
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 31, 2022
Property Address	316 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020220387
Instrument Date	Jan 27, 2022
Instrument	20220387
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E FRANKLIN ST, WINCHESTER, IN 47394-1827

Mortgage

Document Number	0020220388
Date	Jan 31, 2022
Instrument	20220388

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 316 E Franklin St was $1,415 with a homeowner's exemption, up 9% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (+9.01%) Homeowner's exemption	$156,600 Land $3,800 Building $152,800	$156,600 Land $3,800 Building $152,800
2024	$1,298.00
2023		$129,500 (+38.21%) Land $7,600 Building $121,900	$129,500 (+38.21%) Land $7,600 Building $121,900
2022	$943.00 Homeowner's exemption	$93,700 Land $7,600 Building $86,100	$93,700 Land $7,600 Building $86,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 316 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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