300 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 300 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,532 sqft · built 1986
Lot Size	0.286 acres (12,450 sqft)
Owner	Individual Name on File
Last Sale	$192,100 (Nov 2018)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-01297-00`

Property Details

APN / Parcel Number

Primary APN	`021-01297-00`
Alternative APNs	`68-09-20-401-033.000-021` `00000018035`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
1st Floor Area	2,532 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,450 sqft (0.286 acres)
Lot Dimensions	166 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018035
Street Address	300 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S DIGGS SUB DIV LOT 30
Legal Subdivision	THE SOUTH EAST SQUARE
Legal Lot Number	30
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2044
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

300 E Franklin St is owned and occupied by an individual who bought it in November 2018.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage WEST END BANK SB
Aug 2, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 29, 2018	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Sep 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Sep 14, 2017
Deed Document Number	20184488
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180330
Date	Feb 2, 2018
Instrument	20180330

Lender

Name	WEST END BANK SB
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 1, 2018

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192847
Date	Aug 2, 2019
Instrument	20192847

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215327
Date	Nov 12, 2021
Instrument	20215327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Nov 29, 2018
Property Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020184488
Instrument Date	Nov 20, 2018
Instrument	20184488
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827

Mortgage

Document Number	0020184489
Date	Nov 29, 2018
Instrument	20184489

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Sep 14, 2017
Property Address	300 E FRANKLIN ST, WINCHESTER, IN 47394-1827
Document Number	0020173135
Instrument Date	Sep 12, 2017
Instrument	20173135
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 E ENAY LN, WINCHESTER, IN 47394

Tax Assessment & Valuation

The 2025 property tax bill for 300 E Franklin St was $1,206 with a homeowner's exemption, up 5.4% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+5.42%) Homeowner's exemption	$134,100 Land $5,700 Building $128,400	$134,100 Land $5,700 Building $128,400
2024	$1,144.00
2023		$114,400 (+2.51%) Land $11,400 Building $103,000	$114,400 (+2.51%) Land $11,400 Building $103,000
2022	$1,116.00 Homeowner's exemption	$111,600 Land $11,400 Building $100,200	$111,600 Land $11,400 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 E Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 300 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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