400 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 400 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,288 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Jun 2017)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-01473-00`

Property Details

APN / Parcel Number

Primary APN	`021-01473-00`
Alternative APNs	`68-09-21-329-004.000-021` `00000018182`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,288 sqft Living Area
1st Floor Area	3,288 sqft
Attic	Attic
Attic Area	1,116 sqft
Basement Area	1,326 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Terrain	High
Garage Type	Basement
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018182
Street Address	400 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT NW 45' X 165' SW 21-20-14 .17 A
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2045
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E FRANKLIN ST, WINCHESTER, IN 47394-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit CROSSROADS FINANCIAL FCU
Jun 19, 2017	Warranty Deed, Transfer · ARM THE FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	Apr 27, 2007 · Amount on Record
Deed Document Number	20171993
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	400 E FRANKLIN ST, WINCHESTER, IN 47394-1841
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E FRANKLIN ST, WINCHESTER, IN 47394-1841

Mortgage

Document Number	0020221503
Date	Mar 10, 2022
Instrument	20221503

Lender

Name	CROSSROADS FINANCIAL FCU
Type	Credit Union
Address	PORTLAND, IN 47371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jun 19, 2017
Property Address	400 E FRANKLIN ST, WINCHESTER, IN 47394-1841
Document Number	20171993
Instrument Date	Jun 14, 2017
Instrument	20171993
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 R FRANKLIN ST, R, WINCHESTER, IN 47394
Investor	Possibly a Property Investor

Mortgage

Document Number	20171994
Date	Jun 19, 2017
Instrument	20171994

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 16, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+26.87%) Homeowner's exemption	$152,700 (+57.26%) Land $3,400 Building $149,300	$152,700 (+57.26%) Land $3,400 Building $149,300
2024	$1,083.00 (-27.12%)
2023		$97,100 (+12.25%) Land $6,800 Building $90,300	$97,100 (+12.25%) Land $6,800 Building $90,300
2022	$1,486.00 (+37.34%) Homeowner's exemption	$86,500 Land $6,800 Building $79,700	$86,500 Land $6,800 Building $79,700
2021	$1,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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