318 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 318 E Main St, Eaton, OH 45320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,514 sqft · built 1920
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Jan 2022)
Tax Bill$1,729 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2008 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM40-0006-057-02-026-000

Property Details

APN / Parcel Number

Primary APNM40-0006-057-02-026-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,514 sqft Living Area
1st Floor Area1,369 sqft
2nd Floor Area1,145 sqft
Basement Area573 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialShingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions198 ft deep x 29 ft wide
TerrainRolling
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area382 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address318 E MAIN ST
CityEATON
StateOH
Zip45320-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 290 29.04' W SIDE
Legal Block2
Legal Lot Number290 29
JurisdictionPREBLE OH
Township / Civil DivisionEATON
Census Block Group5
Census Block5026
Census Tract455002

Owner

Source: Preble County records · APN M40-0006-057-02-026-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address318 E MAIN ST, EATON, OH 45320-1806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage
FIFTH THIRD BANK
Oct 27, 2008Deed of Trust, Mortgage
EATON NATIONAL BANK & TRUST CO
Jan 25, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 15, 2006Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2022 · Amount on Record
Deed SaleJan 25, 2022 · Amount on Record
Prior SaleSep 12, 2013 · Amount on Record
Deed Document Number202200000460
Deed Book / Page430 / 587
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address318 E MAIN ST, EATON, OH 45320-1806
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00404/1154
DateMay 26, 2020
Book Page404/1154
Instrument202000002253
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term358 Months
DueMar 25, 2050

October 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address318 E MAIN ST, EATON, OH 45320-1806
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00279/0058
DateOct 27, 2008
Book Page279/0058
Instrument200800091167
Lender
NameEATON NATIONAL BANK & TRUST CO
TypeBank
AddressEATON, OH 45320
Agreement
AmountAmount Recorded
Term361 Months
DueNov 01, 2038

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPREBLE OH
Recording DateJan 25, 2022
Property Address318 E MAIN ST, EATON, OH 45320-1806
Document Number000430/587
Book / Page430 / 587
Instrument DateJan 07, 2022
Instrument202200000460
Transaction TypeTransfer
Record UpdatedFeb 16, 2022
Title CompanyVANTAGE LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$447.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E MAIN ST, EATON, OH 45320-1806

Mortgage

Document Number202200000461
DateJan 25, 2022
Instrument202200000461
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2006: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPREBLE OH
Recording DateJun 15, 2006
Property Address318 E MAIN ST, EATON, OH 45320-1806
Document Number00249/2163
Book / Page249 / 2163
Instrument DateMay 15, 2006
Instrument200600072047
Transaction TypeForeclosure
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
MunicipalityEaton City
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,729.00 (+1.11%) Homeowner's exemption$48,200 (-) Land $5,740 Building $42,460
2024$1,710.00 (-14.37%) Homeowner's exemption$48,200 (-) Land $5,740 Building $42,460
2023$1,997.00 (+49.81%) Homeowner's exemption$48,200 (+57.72%) Land $5,740 Building $42,460$137,700 (-) Land $16,400 Building $121,300
2022$1,333.00 Homeowner's exemption$30,560 Land $5,320 Building $25,240
2020$137,700 Land $16,400 Building $121,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 7, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEATON PUBLIC WATER SYSTEM
serves 8,400 people
Water SourceGroundwater
Last State InspectionFeb 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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