315 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 315 E Main St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,835 sqft · built 1903
Lot Size	0.182 acres (7,937 sqft)
Owner	2 Individual Names on File
Last Sale	$49,300 (May 2019)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-064-03-004-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-064-03-004-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,835 sqft Living Area
1st Floor Area	1,476 sqft
2nd Floor Area	1,359 sqft
Upper Floors Area	1,359 sqft
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,937 sqft (0.182 acres)
Lot Dimensions	162 ft deep x 49 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	7 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	315 E MAIN ST
City	EATON
State	OH
Zip	45320-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 282 EX 34' S END
Legal Lot Number	282
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2002
Census Tract	455001

Owner

315 E Main St is owned and occupied by two individuals who acquired it in August 2026.

Source: Preble County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 E MAIN ST, EATON, OH 45320-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Quit Claim Deed, Transfer · Line of Credit CORNERSTONE MORTGAGE INC
Apr 16, 2024	Quit Claim Deed, Transfer ALL PRO TITLE, ALL POINTS TITLE
May 15, 2019	Warranty Deed, Transfer ALL POINTS TITLE AND CLOSING INC, ALL POINTS TTL & CLOSING INC
Oct 9, 2018	Warranty Deed, Transfer REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	20192043
Deed Book / Page	392 / 1253
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000004430
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 5, 2026
Property Address	315 E MAIN ST, EATON, OH 45320-1805
Document Number	0000004430
Book / Page	484 / 731
Instrument Date	Aug 4, 2026
Instrument	20264430
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	315 E MAIN ST, EATON, OH 45320-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004431,
Date	Oct 5, 2026
Book Page	484/733
Instrument	20264431

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 16, 2024
Property Address	315 E MAIN ST, EATON, OH 45320-1805
Document Number	00454/1022
Book / Page	454 / 1022
Instrument Date	Apr 3, 2024
Instrument	202400001202
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ALL PRO TITLE, ALL POINTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MAIN ST, EATON, OH 45320-1805
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	May 15, 2019
Property Address	315 E MAIN ST, EATON, OH 45320-1805
Document Number	392/1253
Book / Page	392 / 1253
Instrument Date	May 8, 2019
Instrument	201900002043
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ALL POINTS TITLE AND CLOSING INC, ALL POINTS TTL & CLOSING INC

Transaction

Amount	Amount on Record
Tax	$147.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	315 E MAIN ST, EATON, OH 45320-1805
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 9, 2018
Property Address	315 E MAIN ST, EATON, OH 45320-1805
Document Number	386/1242
Book / Page	386 / 1242
Instrument Date	Oct 3, 2018
Instrument	201800004398
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 N BREIEL BLVD, MIDDLETOWN, OH 45042-3806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Main St was $2,525 with a homeowner's exemption, down 17.8% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,525.00 (-17.78%) Homeowner's exemption	$70,850 (-) Land $9,210 Building $61,640
2024	$3,071.00 (+4.99%) Homeowner's exemption	$70,850 (-) Land $9,210 Building $61,640
2023	$2,925.00 (+38.36%) Homeowner's exemption	$70,850 (+51.29%) Land $9,210 Building $61,640	$202,400 Land $26,300 Building $176,100
2022	$2,114.00 Homeowner's exemption	$46,830 Land $8,540 Building $38,290
2020			$202,400 Land $26,300 Building $176,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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