Oceana County property record for 318 E Hanover St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.273 acres (11,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Jul 2018) |
| Tax Bill | $2,479 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-137-010-10 |
| Primary APN | 044-137-010-10 |
|---|
| Lot Area | 11,890 sqft (0.273 acres) |
|---|
| Street Address | 318 E HANOVER ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 EXC W 198 FT THOF BLOCK 7 - COBB'S ADDITION TO VILLAGE OF PENTWATER 318 E HANOVER ST WD 2018/11612 |
| Legal Subdivision | COBB'S ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 E HANOVER ST, PENTWATER, MI 49449-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 20183793 |
| Deed Book / Page | 2018 / 11612 |
| Prior Transfer Date | Oct 31, 2008 |
| Prior Transfer Doc | 2008022694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 2, 2018 |
| Property Address | 318 E HANOVER ST, PENTWATER, MI 49449-9429 |
| Document Number | 2018/011612 |
| Book / Page | 2018 / 011612 |
| Map Reference | LB1 PG3 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 201800003793 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,702.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2202 ELM CIR, 2202, FARMINGTON, MI 48331 |
| Name | Verified Name |
|---|---|
| Address | 495 SANDS ST, PENTWATER, MI 49449-9546 |
| Document Number | 201800003794 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 201800003794 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2033 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,500 (-4.41%) Land $134,500 | $269,000 (-4.41%) Land $269,000 | |
| 2025 | $2,479.00 (+6.58%) Homeowner's exemption | $140,700 (+35.55%) Land $140,700 | $281,400 (+35.55%) Land $281,400 |
| 2024 | $2,326.00 (+10.29%) | ||
| 2023 | $103,800 Land $103,800 | $207,600 (-) Land $207,600 | |
| 2022 | $2,109.00 | $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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