345 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 345 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.386 acres (16,831 sqft)
Owner	Company Name on Record
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`044-132-007-00`

Property Details

APN / Parcel Number

Primary APN	`044-132-007-00`

Exterior

Lot Area	16,831 sqft (0.386 acres)

Location & Zoning

Street Address	345 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DC 2020/3390 WD 2019/12589 & POA
Legal Subdivision	COBB'S ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1054
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Correction Deed
May 8, 2023	Intrafamily Transfer, Transfer
May 8, 2023	Intrafamily Transfer, Transfer
Jul 22, 2019	Intrafamily Transfer, Transfer
Jul 22, 2019	Intrafamily Transfer, Transfer
Jul 22, 2019	Intrafamily Transfer, Transfer · Line of Credit
Jul 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2019
Transfer Doc	2019/012571
Record Updated	Oct 29, 2026

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 22, 2023
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2023/10647
Book / Page	2023 / 10647
Instrument Date	Jun 19, 2023
Instrument	202300003076
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 WEST ST NORTON AVE405, AVE405, MUSKEGON, MI 49442-3846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 8, 2023
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	02023/7590
Book / Page	2023 / 7590
Instrument Date	Apr 27, 2023
Instrument	202300002301
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	298 E LAKE ST, PENTWATER, MI 49449-9592

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 8, 2023
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	02023/7593
Book / Page	2023 / 7593
Instrument Date	Apr 27, 2023
Instrument	202300002302
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 22, 2019
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2019/012589
Book / Page	2019 / 012589
Instrument Date	Jun 27, 2019
Instrument	201900004077
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 22, 2019
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2019/012571
Book / Page	2019 / 012571
Instrument Date	Jun 27, 2019
Instrument	201900004074
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 WESTWARD DR, 2511, TRAVERSE CITY, MI 49685-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E HANOVER ST, PENTWATER, MI 49449-9429

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 22, 2019
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2019/012571
Book / Page	2019 / 012571
Instrument Date	Jun 27, 2019
Instrument	201900004074
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 WESTWARD DR, 2511, TRAVERSE CITY, MI 49685-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E HANOVER ST, PENTWATER, MI 49449-9429

Mortgage

Document Number	201900003973
Date	Jul 22, 2019
Instrument	201900003973

Lender

Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 22, 2019
Property Address	345 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2019/012589
Book / Page	2019 / 012589
Instrument Date	Jun 27, 2019
Instrument	201900004077
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E HANOVER ST, 345, PENTWATER, MI 49449-9429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 WESTWARD DR, TRAVERSE CITY, MI 49685-6905

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,200 (-3.48%) Land $133,200	$266,400 (-3.48%) Land $266,400
2025	$3,379.00 (+5.13%) Homeowner's exemption	$138,000 (+33.85%) Land $138,000	$276,000 (+33.85%) Land $276,000
2024	$3,214.00 (+91.08%)
2023		$103,100 Land $103,100	$206,200 (-) Land $206,200
2022	$1,682.00		$206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on E Hanover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures