233 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 233 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2026)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`044-132-009-60`

Property Details

APN / Parcel Number

Primary APN	`044-132-009-60`

Exterior

Lot Area	14,823 sqft (0.34 acres)

Location & Zoning

Street Address	233 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	233 E HANOVER ST - COBB'S ADDITION TO VILLAGE OF PENTWATER N 131 FT OF LOT 9 BLOCK 2 EXC E 7 FT OFF FOR ROAD QC-76/5022 QC-84
Legal Subdivision	COBB'S ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1054
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 E HANOVER ST, PENTWATER, MI 49449-8575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Feb 6, 2026 · Amount on Record
Deed Document Number	2026628
Deed Book / Page	2026 / 2607
Prior Transfer Date	Oct 1, 2025
Prior Transfer Doc	0000000628
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 6, 2026
Property Address	233 E HANOVER ST, PENTWATER, MI 49449-8575
Document Number	02026/2607
Book / Page	2026 / 2607
Instrument Date	Oct 1, 2025
Instrument	202600000628
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 E HANOVER ST, PENTWATER, MI 49449-8575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CANAL AVE SW, WYOMING, MI 49418-9373

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,600 (-2.12%) Land $101,600	$203,200 (-2.12%) Land $203,200
2025	$1,566.00 (+3.71%) Homeowner's exemption	$103,800 (+32.06%) Land $103,800	$207,600 (+32.06%) Land $207,600
2024	$1,510.00 (+7.17%)
2023		$78,600 Land $78,600	$157,200 (-) Land $157,200
2022	$1,409.00		$157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30