Oceana County property record for 210 E Hanover St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.273 acres (11,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Mar 2011) |
| Tax Bill | $3,371 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-137-010-00 |
| Primary APN | 044-137-010-00 |
|---|
| Lot Area | 11,890 sqft (0.273 acres) |
|---|
| Street Address | 210 E HANOVER ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 210 E HANOVER ST - COBB'S ADDITION TO VILLAGE OF PENTWATER W 99 FT OF LOT 10, BLOCK 7 TD-L2010P12780 WD-L2011P4059 SPL FR 8 I |
| Legal Subdivision | COBB'S ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 210 E HANOVER ST, PENTWATER, MI 49449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2011 · Amount on Record |
| Deed Sale | Mar 10, 2011 · Amount on Record |
| Prior Sale | Sep 2, 2005 · Amount on Record |
| Deed Book / Page | 2011 / 4059 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 02025/4490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 210 E HANOVER ST, PENTWATER, MI 49449-8575 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 210 E HANOVER ST, PENTWATER, MI 49449-8575 |
| Document Number | 2023/18790 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 2023/18790 |
| Instrument | 202300005161 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,300 (-5.09%) Land $281,300 | $562,600 (-5.09%) Land $562,600 | |
| 2025 | $3,371.00 (+6.61%) Homeowner's exemption | $296,400 (+42.29%) Land $296,400 | $592,800 (+42.29%) Land $592,800 |
| 2024 | $3,162.00 (+10.29%) | ||
| 2023 | $208,300 Land $208,300 | $416,600 (-) Land $416,600 | |
| 2022 | $2,867.00 | $416,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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