339 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 339 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,830 sqft)
Owner	Individual Name on Record
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-132-008-00`

Property Details

APN / Parcel Number

Primary APN	`044-132-008-00`

Exterior

Lot Area	14,830 sqft (0.34 acres)

Location & Zoning

Street Address	339 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/17986 339 E HANOVER ST VP-31 WD824688 WD-L2016/736 BLOCK 2 - COBB'S ADDITION TO VILLAGE OF PENTWATER N 131 FT OF LOT
Legal Subdivision	COBB'S ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1054
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3621 RUE ALEC LOOP, NORTH FORT MYERS, FL 33917-7768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 3, 2019
Property Address	339 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2019/017986
Book / Page	2019 / 017986
Instrument Date	Oct 2, 2019
Instrument	201900005430
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 E HANOVER ST, 339, PENTWATER, MI 49449-9429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 RUE ALEC LOOP, NORTH FORT MYERS, FL 33917-7768

Mortgage

Document Number	201900005431
Date	Oct 3, 2019
Instrument	201900005431

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,400 (-3.54%) Land $125,400	$250,800 (-3.54%) Land $250,800
2025	$2,357.00 (+17.56%) Homeowner's exemption	$130,000 (+33.33%) Land $130,000	$260,000 (+33.33%) Land $260,000
2023		$97,500 Land $97,500	$195,000 (-) Land $195,000
2022	$2,005.00		$195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30