340 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 340 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.334 acres (14,548 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Dec 2025)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-137-001-50`

Property Details

APN / Parcel Number

Primary APN	`044-137-001-50`

Exterior

Lot Area	14,548 sqft (0.334 acres)

Location & Zoning

Street Address	340 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	340 E HANOVER ST - COBB'S ADDITION TO VILLAGE OF PENTWATER BLOCK 7 LOT 1 EXC E 198 FT THOF & ALSO S 19 FT OF LOT 2 EXC E 198
Legal Subdivision	COBB'S ADDITION
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1055
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16242 GRAND POINT CT, GRAND HAVEN, MI 49417-2996
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Dec 22, 2025	Intrafamily Transfer, Transfer OCEAN TITLE AND ESCROW, OCEANA LAND TITLE & ESCROW
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	20256604
Deed Book / Page	2025 / 25842
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	0000006606
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	340 E HANOVER ST, PENTWATER, MI 49449-9429
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 E HANOVER ST, PENTWATER, MI 49449-9429

Mortgage

Document Number	2025/17681
Date	Sep 10, 2025
Book Page	2025/17681
Instrument	202500004745

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 9, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Dec 22, 2025
Property Address	340 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2025/25842
Book / Page	2025 / 25842
Instrument Date	Dec 19, 2025
Instrument	202500006604
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND T&E AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 E HANOVER ST, PENTWATER, MI 49449-9429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16242 GRAND POINT CT, GRAND HAVEN, MI 49417-2996

Mortgage

Document Number	202500006605
Date	Dec 22, 2025
Instrument	202500006605

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Dec 22, 2025
Property Address	340 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2025/25858
Book / Page	2025 / 25858
Instrument Date	Dec 19, 2025
Instrument	202500006606
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	OCEAN TITLE AND ESCROW, OCEANA LAND TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16242 GRAND POINT CT, GRAND HAVEN, MI 49417-2996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16242 GRAND POINT CT, GRAND HAVEN, MI 49417-2996

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 5, 2020
Property Address	340 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2020/2069
Book / Page	2020 / 2069
Instrument Date	Feb 5, 2020
Instrument	202000000585
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 N RUSH ST, 416, PENTWATER, MI 49449-8535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	340 E HANOVER ST, PENTWATER, MI 49449-9429

Mortgage

Document Number	202000000586
Date	Feb 5, 2020
Instrument	202000000586

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 3, 2017
Property Address	340 E HANOVER ST, PENTWATER, MI 49449-9429
Document Number	2017/019118
Book / Page	2017 / 019118
Instrument Date	Oct 2, 2017
Instrument	201700005820
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Not Public Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 AMBER DR, 870, BAD AXE, MI 48413-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 E HANOVER ST, PENTWATER, MI 49449-9429

Mortgage

Document Number	2017019119
Date	Oct 3, 2017
Instrument	2017/019119

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,900 (+1.93%) Land $152,900	$305,800 (+1.93%) Land $305,800
2025	$2,646.00 (+6.61%) Homeowner's exemption	$150,000 (+35.5%) Land $150,000	$300,000 (+35.5%) Land $300,000
2024	$2,482.00 (+10.26%)
2023		$110,700 Land $110,700	$221,400 (-) Land $221,400
2022	$2,251.00		$221,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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