Oceana County property record for 133 E Hanover St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.816 acres (35,573 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $885,000 (Jun 2026) |
| Tax Bill | $6,401 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-131-007-00 |
| Primary APN | 044-131-007-00 |
|---|
| Lot Area | 35,573 sqft (0.816 acres) |
|---|
| Street Address | 133 E HANOVER ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-7545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QC790664 QC863881 QC-L2010P19247 COBB'S ADDITION TO VILLAGE OF PENTWATER - LOT 7 BLOCK 1. WD 2019/850 |
| Legal Subdivision | COBB'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5504 ENCLAVE AVE, WILLIAMSBURG, MI 49690-5402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed, Transfer · Conventional Mortgage FINANCIAL PACIFIC |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 9, 2019 | Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2019 · Amount on Record |
| Prior Transfer Date | Jul 30, 2010 |
| Prior Transfer Doc | 2010/019247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 133 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | LAND TITLE AND ESCROW, OCEANA LAND TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 4, 2026 |
|---|
| Name | FINANCIAL PACIFIC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 133 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/13158 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 2021/13158 |
| Instrument | 202100003781 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jan 9, 2019 |
| Property Address | 133 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Document Number | 2019/000850 |
| Book / Page | 2019 / 000850 |
| Instrument Date | Jan 8, 2019 |
| Instrument | 201900000271 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $507.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2365 17TH ST, 2365, WYANDOTTE, MI 48192-4151 |
| Name | Verified Name |
|---|---|
| Address | 80 S RUTLEDGE ST, PENTWATER, MI 49449-9577 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,300 (-4.16%) Land $336,300 | $672,600 (-4.16%) Land $672,600 | |
| 2025 | $6,401.00 (+6.59%) Homeowner's exemption | $350,900 (+37.07%) Land $350,900 | $701,800 (+37.07%) Land $701,800 |
| 2024 | $6,005.00 (+10.28%) | ||
| 2023 | $256,000 Land $256,000 | $512,000 (-) Land $512,000 | |
| 2022 | $5,445.00 | $512,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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