Cass County property record for 313 E Water St, Cassopolis, MI 49031 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1997 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Mar 2022) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-041-150-012-00 |
| Primary APN | 14-041-150-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,144 sqft Building Perimeter |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modular |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 313 E WATER ST |
|---|---|
| City | CASSOPOLIS |
| State | MI |
| Zip | 49031-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 459-679 439-669 376-584 V-522 LOT 12 B2S-3E ALT PL VIL CASSOPOLIS. |
| Legal Subdivision | SOUTH TREE EAST |
| Legal Lot Number | 12 |
| Jurisdiction | CASS MI |
| Township / Civil Division | LAGRANGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2100 |
Source: Cass County records · APN 14-041-150-012-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Mar 31, 2022 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Mar 22, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2018 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 31, 2022 |
| Property Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Number | 01214/2015 |
| Book / Page | 1214 / 2015 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Number | 0012141235 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 1214/1235 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 31, 2022 |
| Property Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Number | 01214/2015 |
| Book / Page | 1214 / 2015 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 22, 2018 |
| Property Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Number | 01137/0368 |
| Book / Page | 1137 / 0368 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $673.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 313 E WATER ST, CASSOPOLIS, MI 49031-1331 |
| Document Number | 0001137371 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 1137/371 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | LaGrange Township |
| Municipality | Cassopolis Village |
| Unified School District | Cassopolis Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,600 (+21.12%) | $95,200 (+21.12%) | |
| 2025 | $1,047.00 (+114.55%) Homeowner's exemption | $39,300 (+11.02%) Land $39,300 | $78,600 (+11.02%) Land $78,600 |
| 2023 | $35,400 | $70,800 | |
| 2022 | $488.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270021002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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