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209 E Water St, Cassopolis, MI 49031 Property Records

Cass County property record for 209 E Water St, Cassopolis, MI 49031 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,323 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$157,000 (Nov 2023)
Tax Bill$1,035 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-041-113-012-50

Property Details

APN / Parcel Number

Primary APN14-041-113-012-50

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,323 sqft Building Perimeter
1st Floor Area966 sqft
Basement Area476 sqft
Unfinished Basement476 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address209 E WATER ST
CityCASSOPOLIS
StateMI
Zip49031-1357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description378606 V-184 W 50 FT LOT 12 B2S-2E VIL CASSOPOLIS.
Legal SubdivisionVILLAGE OF CASSOPOLIS
Legal Lot Number12
JurisdictionCASS MI
Township / Civil DivisionLAGRANGE
Census Block Group1
Census Block1023
Census Tract2100

Owner

Source: Cass County records · APN 14-041-113-012-50

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5704 S KENWOOD AVE, 1, CHICAGO, IL 60637-6805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Nov 01, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Nov 06, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2023 · Amount on Record
Deed SaleNov 01, 2023 · Amount on Record
Prior SaleNov 06, 2018 · Amount on Record
Deed Document Number2023207402
Deed Book / Page1239 / 162
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Recording DateApr 02, 2026
Property Address209 E WATER ST, CASSOPOLIS, MI 49031-1357
Document Number0000230624
Book / Page1274 / 1167
Instrument DateMar 27, 2026
Instrument2026230624
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCAMAS COUNTY TITLE, CASS COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5704 S KENWOOD AVE, 1, CHICAGO, IL 60637-6805

Mortgage

Document Number0000230624,
DateApr 02, 2026
Book Page1274/1167
Instrument2026230624
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2046
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateNov 01, 2023
Property Address209 E WATER ST, CASSOPOLIS, MI 49031-1357
Document Number001239/162
Book / Page1239 / 162
Instrument DateOct 20, 2023
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,177.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5704 S KENWOOD AVE APT 1, 1, CHICAGO, IL 60637-6805

Mortgage

Document Number0012390165
DateNov 01, 2023
Instrument1239-0165
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2053

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateNov 06, 2018
Property Address209 E WATER ST, CASSOPOLIS, MI 49031-1357
Document Number01147/0957
Book / Page1147 / 0957
Instrument DateNov 05, 2018
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 E WATER ST, CASSOPOLIS, MI 49031-1357

Mortgage

Document Number0001147960
DateNov 06, 2018
Instrument1147/960
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
County SubdivisionLaGrange Township
MunicipalityCassopolis Village
Unified School DistrictCassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$46,900 (+21.19%)$93,800 (+21.19%)
2025$1,035.00 (-32.75%) Homeowner's exemption$38,700 (+20.19%) Land $38,700$77,400 (+20.19%) Land $77,400
2024$1,539.00 (+253.79%)
2023$32,200$64,400
2022$435.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270021001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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