405 E Water St, Cassopolis, MI 49031 Property Records

Cass County property record for 405 E Water St, Cassopolis, MI 49031 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$126,900 (Jun 2023)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-041-152-006-00`

Property Details

APN / Parcel Number

Primary APN	`14-041-152-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,064 sqft Building Perimeter
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	9,583 sqft (0.22 acres)
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E WATER ST
City	CASSOPOLIS
State	MI
Zip	49031-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	399579 V-540 LOT 6 B2S-4E ALT PL VIL CASSOPOLIS.
Legal Subdivision	VILLAGE OF CASSOPOLIS
Legal Lot Number	6
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2024
Census Tract	2100

Owner

Source: Cass County records · APN 14-041-152-006-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E WATER ST, CASSOPOLIS, MI 49031-1333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jun 16, 2023
Property Address	405 E WATER ST, CASSOPOLIS, MI 49031-1333
Document Number	01233/2003
Book / Page	1233 / 2003
Map Reference	LB 41 PG 622
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E WATER ST, CASSOPOLIS, MI 49031-1333

Mortgage

Document Number	0012331985
Date	Jun 16, 2023
Instrument	1233-1985

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Municipality	Cassopolis Village
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,400 (+2%)	$142,800 (+2%)
2025	$1,619.00 (+134.3%) Homeowner's exemption	$59,500 (+13.55%) Land $59,500	$119,000 (+13.55%) Land $119,000
2023		$52,400 (+22.43%)	$104,800 (+22.43%)
2022	$691.00 (+5.18%) Homeowner's exemption	$42,800	$85,600
2020	$657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270021002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.