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404 E Water St, Cassopolis, MI 49031 Property Records

Cass County property record for 404 E Water St, Cassopolis, MI 49031 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,164 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$31,500 (Jan 2012)
Tax Bill$1,136 (2025)
Deeds & MortgagesNov 2021 Transfer
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-041-153-002-00

Property Details

APN / Parcel Number

Primary APN14-041-153-002-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,164 sqft Building Perimeter
1st Floor Area870 sqft
Basement Area714 sqft
Unfinished Basement714 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address404 E WATER ST
CityCASSOPOLIS
StateMI
Zip49031-1334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description432-738 V-546 LOT 2 B3S-4E ALT PL VIL CASSOPOLIS.
Legal SubdivisionVILLAGE OF CASSOPOLIS
Legal Lot Number2
JurisdictionCASS MI
Township / Civil DivisionLAGRANGE
Census Block Group2
Census Block2025
Census Tract2100

Owner

Source: Cass County records · APN 14-041-153-002-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 E WATER ST, CASSOPOLIS, MI 49031-1334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Quit Claim Deed, Transfer
Quitclaim
May 24, 2021Quit Claim Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Apr 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2012 · Amount on Record
Deed SaleJan 11, 2012 · Amount on Record
Deed Book / Page1035 / 2088
Last Transfer DateNov 15, 2021
Transfer Doc01208/1196
Record UpdatedSep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateNov 30, 2021
Property Address404 E WATER ST, CASSOPOLIS, MI 49031-1334
Document Number01208/1196
Book / Page1208 / 1196
Instrument DateNov 15, 2021
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address62418 DAY LAKE RD, 62418, VANDALIA, MI 49095-9709

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E WATER ST, CASSOPOLIS, MI 49031-1334

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateMay 24, 2021
Property Address404 E WATER ST, CASSOPOLIS, MI 49031-1334
Document Number01196/1652
Book / Page1196 / 1652
Map ReferenceLB 41 PG 622
Instrument DateMay 07, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2100 PONCE DE LEON BLVD STE 720, 2100, CORAL GABLES, FL 33134-5207

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E WATER ST, CASSOPOLIS, MI 49031-1334

Mortgage

Document Number0011961212
DateMay 24, 2021
Instrument1196/1212
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateApr 20, 2018
Property Address404 E WATER ST, CASSOPOLIS, MI 49031-1334
Document Number1138/1581
Book / Page1138 / 1581
Map ReferenceLB41 PG622
Instrument DateApr 03, 2018
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 488, COLUMBIA, SC 29202-0488

Transferred To (Grantee/Buyer)

NameVerified Name
Address2100 PONCE DE LEON BLVD, CORAL GABLES, FL 33134-5215

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
County SubdivisionLaGrange Township
MunicipalityCassopolis Village
Unified School DistrictCassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$60,700 (+19.02%)$121,400 (+19.02%)
2025$1,136.00 (-28.51%) Homeowner's exemption$51,000 (+13.59%) Land $51,000$102,000 (+13.59%) Land $102,000
2023$44,900$89,800
2022$1,589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260270021002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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