Bay County property record for 3115 E 5th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft · built 1944 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $618 (2025) |
| Deeds & Mortgages | Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23224-000-000 |
| Primary APN | 23224-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Street Address | 3115 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 4S 14W -216- MAP 118C2 BEG 406.2 E OF SW COR OF NE1/4 OF NW1/4 TH N 150 E 60 S 150 W 60 TO BEG ORB 4245 P 1799 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 1100 |
Source: Bay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3115 E 5TH ST, PANAMA CITY, FL 32401-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2020 |
| Transfer Doc | 0042430005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 24, 2020 |
| Property Address | 3115 E 5TH ST, PANAMA CITY, FL 32401-5211 |
| Document Number | 0042451799 |
| Book / Page | 004245 / 001799 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 27901 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3115 E 5TH ST PANAMA CITY BEACH FL 324015211, PANAMA CITY BEACH, FL 32401-5211 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $618.00 (-14.05%) | $38,643 (+18.71%) | $39,707 (+21.98%) Land $19,500 Building $20,207 |
| 2024 | $719.00 (+5.43%) | ||
| 2023 | $682.00 (+11.62%) | $32,552 (+8.7%) Land $13,200 Building $19,352 | $32,552 (+8.7%) Land $13,200 Building $19,352 |
| 2022 | $611.00 | $29,948 Land $12,300 Building $17,648 | $29,948 Land $12,300 Building $17,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures