Bay County property record for 3107 E 5th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 880 sqft · built 1944 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $434 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23219-000-000 |
| Primary APN | 23219-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 880 sqft |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1944 |
|---|---|
| Exterior Material | Other |
| Lot Area | 15,072 sqft (0.346 acres) |
| Lot Dimensions | 166 ft deep x 91 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3107 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5211 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 11 4S 14W -211- MAP 118C2 BEG 185' E OF SW COR OF NE1/4 OF NW1/4 TH N 166.5' E 91.2' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3106 E 5TH CT, PANAMA CITY, FL 32401-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Dec 2, 2002 |
| Last Transfer Date | Mar 16, 2020 |
| Transfer Doc | 0042330321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 3107 E 5TH ST, PANAMA CITY, FL 32401-5211 |
| Document Number | 0042330321 |
| Book / Page | 004233 / 000321 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 19571 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 E 5TH CT PANAMA CITY FL 324015215, PANAMA CITY, FL 32401-5215 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 (-43.12%) | $31,058 (-17.73%) Land $30,758 Building $300 | $31,058 (-17.73%) Land $30,758 Building $300 |
| 2023 | $763.00 (+12.21%) | $37,752 (+8.9%) Land $20,820 Building $16,932 | $37,752 (+8.9%) Land $20,820 Building $16,932 |
| 2022 | $680.00 | $34,668 Land $19,401 Building $15,267 | $34,668 Land $19,401 Building $15,267 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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