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3105 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 3105 E 5th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 960 sqft · built 1988
Lot Size0.264 acres (11,543 sqft)
OwnerCompany Name on Record
Last Sale$42,000 (Dec 2010)
Tax Bill$146 (2022)
Deeds & MortgagesOct 2020 Transfer
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN23226-000-000

Property Details

APN / Parcel Number

Primary APN23226-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area960 sqft
Gross Area1,180 sqft
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialVinyl
Lot Area11,543 sqft (0.264 acres)
Lot Dimensions165 ft deep x 70 ft wide
PorchPorch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3105 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5211
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description11 4S 14W -218A- BEG 115' E OF NW COR OF SE1/4 OF NW1/4 TH E 70' N 165' W 70'
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract1100

Owner

Source: Bay County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 36934, PANAMA CITY, FL 32412-6934
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Quit Claim Deed, Transfer
OTHER
Aug 3, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2010 · Amount on Record
Deed SaleDec 15, 2010 · Amount on Record
Prior SaleAug 3, 2020
Deed Document Number0032900439
Last Transfer DateOct 28, 2020
Transfer Doc0043160855
Record UpdatedJun 7, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 28, 2020
Property Address3105 E 5TH ST, PANAMA CITY, FL 32401-5211
Document Number0043160855
Book / Page004316 / 000855
Instrument DateOct 27, 2020
Instrument71963
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 3, 2020
Property Address3105 E 5TH ST, PANAMA CITY, FL 32401-5211
Document Number0042812192
Book / Page004281 / 002192
Instrument DateJun 19, 2020
Instrument50459
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 423 WAUSAU FL 324630423, WAUSAU, FL 32463-0423

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2022

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$146.00 Additional exemption filed$14,924 Land $14,924$14,924 Land $14,924

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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