Bay County property record for 3035 E 5th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,816 sqft · built 1932 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,500 (Jul 2002) |
| Tax Bill | $799 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23282-000-000 |
| Primary APN | 23282-000-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,816 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 330 ft deep x 66 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 224 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3035 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC07 |
| Legal Description | 11 4S 14W -273- MAP 118C2 A PARCEL 66 E & W BY 330 N & S OUT OF SE COR OF SE1/4 OF NW 1/4 OF NW1/4 LESS 20 FOR STREET OFF E SIDE ORB 1288 P 1926 ORB 2166 P 1858 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Bay County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3035 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2002 · Amount on Record |
| Deed Sale | Jul 30, 2002 · Amount on Record |
| Deed Document Number | 200245789 |
| Deed Book / Page | 2166 / 1858 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $799.00 (-25.33%) Homeowner's exemption | $88,042 (+5.76%) | $109,332 (+12.15%) Land $24,668 Building $84,664 |
| 2024 | $1,070.00 (+6.15%) | ||
| 2023 | $1,008.00 (+2.54%) Homeowner's exemption | $83,248 (+4.46%) | $97,486 (+9.08%) Land $16,698 Building $80,788 |
| 2022 | $983.00 Homeowner's exemption | $79,691 | $89,373 Land $15,559 Building $73,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PANAMA CITY WATER SYSTEM |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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