3125 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 3125 E 5th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 960 sqft · built 1944
Lot Size	1.08 acres (47,393 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Sep 2021)
Tax Bill	$595 (2022)
Deeds & Mortgages	Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`23211-000-000`

Property Details

APN / Parcel Number

Primary APN	`23211-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft
Gross Area	1,344 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1944
Exterior Material	Asbestos
Lot Area	47,393 sqft (1.08 acres)
Lot Dimensions	318 ft deep x 130 ft wide
Porch	Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Street Address	3125 E 5TH ST
City	PANAMA CITY
State	FL
Zip	32401-5211
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	11 4S 14W -203- 118C2 BEG SW COR OF S1/2 OF SE1/4 OF OF NE1/4 OF NW1/4 TH E 100'
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Census Block Group	3
Census Block	3030
Census Tract	1100

Owner

Source: Bay County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3129 E 5TH ST, PANAMA CITY, FL 32401-5211
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2021073168
Deed Book / Page	4464 / 1361
Record Updated	Jun 7, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 29, 2018
Property Address	3125 E 5TH ST, PANAMA CITY, FL 32401-5211
Document Number	0040221728
Book / Page	004022 / 001728
Instrument Date	Jun 28, 2018
Instrument	38536
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11606 SW MEADOWLARK CIR STUART FL 349972727, STUART, FL 34997-2727

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2022

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$595.00	$39,595 Land $39,595	$39,595 Land $39,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	34 (1980–2022)
Claims Outside the SFHA	31 of 34
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20