3129 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 3129 E 5th St, Panama City, FL 32401

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details4 bd · 3 ba · 4,696 sqft · built 1950
Lot Size1.53 acres (66,865 sqft)
OwnerCompany Name on Record
Last Sale$75,000 (Sep 2021)
Deeds & MortgagesSep 2021 Sale & Line of Credit
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN23212-000-000

Property Details

APN / Parcel Number

Primary APN23212-000-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area4,696 sqft Total Area
1st Floor Area5,752 sqft
2nd Floor Area648 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialRolled Roofing
Lot Area66,865 sqft (1.53 acres)
Lot Dimensions150 ft deep x 130 ft wide

Exterior Amenities

PorchPorch
Porch Area24 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3129 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5211
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description11 4S 14W -204- 118C2 BEG 45' E OF SW COR OF S1/2 OF SE1/4 OF NE1/4 OF NW1/4 TH
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3129 E 5TH ST, PANAMA CITY, FL 32401-5211
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Warranty Deed, Transfer · Line of Credit
AMERIS BANK
Jun 1, 2017Loan Modification, Mortgage
AMERIS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number2021073168
Deed Book / Page4464 / 1361
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 24, 2021
Property Address3129 E 5TH ST, PANAMA CITY, FL 32401-5211
Document Number0044641361
Book / Page4464 / 1361
Instrument DateSep 21, 2021
Instrument2021073168
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11606 SW MEADOWLARK CIR, STUART, FL 34997-2727

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 E 5TH ST, PANAMA CITY, FL 32401-5211

Mortgage

Document Number0044641366
DateSep 24, 2021
Instrument4464/1366
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 21, 2026

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address3129 E 5TH ST, PANAMA CITY, FL 32401-5211
Document Number0039130421
Book / Page003913 / 000421
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedAug 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1529 LISENBY AVE PANAMA CITY FL 324053709, PANAMA CITY, FL 32405-3709

Mortgage

Document Number0039130421
DateJun 27, 2017
Book Page003913/000421
Instrument36296
Lender
NameAMERIS BK
TypeBank
AddressPANAMA CITY, FL 32407
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$242,189 (-0.41%) Land $62,996 Building $179,193$242,189 (-0.41%) Land $62,996 Building $179,193
2023Additional exemption filed$243,182 (+25.49%) Land $62,995 Building $180,187$243,182 (+25.49%) Land $62,995 Building $180,187
2022Additional exemption filed$193,782 Land $23,400 Building $170,382$193,782 Land $23,400 Building $170,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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