3101 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 3101 E 5th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details2 bd · 1 ba · 2,257 sqft · built 1970
Lot Size0.7 acres (30,492 sqft)
OwnerCompany Name on Record
Last Sale$60,000 (Mar 2014)
Tax Bill$146 (2024)
Flood ZoneZone X (minimal risk)
APN23225-000-000

Property Details

APN / Parcel Number

Primary APN23225-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area2,257 sqft Total Area
1st Floor Area2,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions165 ft deep x 110 ft wide
PorchPorch
Porch Area144 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3101 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5211
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal Description11 4S 14W -217- BEG SW COR OF NE1/4 OF NW1/4 TH E 110 N 165 W 110 S 165 TO POB *****AND***** BEG 110 E OF NW COR OF SE1/4 OF NW1/4 TH E 75 N 165 W 75 S 165 TO POB ORB 3592 P 376
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3030
Census Tract1100

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 36934, PANAMA CITY, FL 32412-6934
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2014 · Amount on Record
Deed SaleMar 13, 2014 · Amount on Record
Prior SaleMar 13, 2014
Deed Document Number201413349
Deed Book / Page3592 / 376
Prior Transfer DateJul 2, 2013
Prior Transfer Doc0035270609
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,217 (+21%)$62,530 (+47.73%) Land $62,530
2024$146.00
2023$146.00 Additional exemption filed$42,328 (+80.49%) Land $42,328$42,328 (+80.49%) Land $42,328
2022$146.00 Additional exemption filed$23,452 Land $23,452$23,452 Land $23,452

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Also Mapped HerePANAMA CITY WATER SYSTEM
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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