Franklin County property record for 3107 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,034 sqft · built 1938 |
| Lot Size | 0.773 acres (33,690 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,000 (Nov 1999) |
| Tax Bill | $694 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-07S-03W-3153-000B-0740 |
| Primary APN | 04-07S-03W-3153-000B-0740 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,034 sqft Heated Area |
| Gross Area | 1,194 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,690 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 3107 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 BL B LOT 74 ALSO 50.14 FT REC IN OR 27/251 ST JAMES ISLAND PARK 628/449 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Block | B |
| Legal Lot Number | 74 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1716, PANAMA CITY, FL 32402-1716 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1999 · Amount on Record |
| Deed Sale | Nov 10, 1999 · Amount on Record |
| Deed Document Number | 0000628449 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $694.00 (+14.14%) | $81,950 (+22.4%) Land $50,000 Building $31,950 | $81,950 (+22.4%) Land $50,000 Building $31,950 |
| 2024 | $608.00 (+2.01%) | $66,950 (+2.83%) Land $35,000 Building $31,950 | $66,950 (+2.83%) Land $35,000 Building $31,950 |
| 2023 | $596.00 (+7%) | $65,106 (+11.76%) Land $40,000 Building $25,106 | $65,106 (+11.76%) Land $40,000 Building $25,106 |
| 2022 | $557.00 | $58,257 Land $40,000 Building $18,257 | $58,257 Land $40,000 Building $18,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures