3131 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3131 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details1 ba · 972 sqft · built 1960
Lot Size0.743 acres (32,363 sqft)
Owner2 Individual Names on Record
Tax Bill$2,001 (2025)
Flood ZoneZone AE (high risk)
APN04-07S-03W-3153-000B-0780

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000B-0780
Alternative APN
  • 03W07S043153000B0780

Interior

Full Baths1 Bath
Stories1 Story
Building Area972 sqft Living Area
Gross Area1,142 sqft
1st Floor Area972 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,363 sqft (0.743 acres)
Garage TypeDetached
Garage Area624 sqft
DrivewayConcrete Driveway
Driveway Area324 sqft
PorchFinished Screened Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address3131 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 3 BL B LOTS 78 & 79 ALSO UNIT 3 BL C LOT 76 & 77 LESS THE WESTERLY 25 OF LOT 76 OR 242/83 301/16 322/169 353/112 369/314 369/315 802/332 1014/551 1014/552 1073/442 1372/355
Legal Range03W
Legal Township07S
Legal Section04
Legal Subdivision3153
Legal BlockB,C
Legal Lot Number76-79
Legal Unit3
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2075
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 524, LANARK VILLAGE, FL 32323-0524
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 23, 2023
Transfer Doc0000004363
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,001.00 (+2.14%)$249,906 (+2.9%)$317,268 (+22.84%) Land $200,000 Building $117,268
2024$1,959.00 (-0.41%) Homeowner's exemption$242,863 (+3%)$258,275 (+1.76%) Land $140,000 Building $118,275
2023$1,967.00 (+0.77%) Homeowner's exemption$235,789 (+3%)$253,814 (+10.87%) Land $160,000 Building $93,814
2022$1,952.00 Homeowner's exemption$228,921 Land $160,000 Building $68,921$228,921 Land $160,000 Building $68,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Fidium Fiber
DSL
50 / 10
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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