3100 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3100 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 ba · 977 sqft · built 1945
Lot Size	0.354 acres (15,462 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2024)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Sep 2024 Sale
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0720`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0720`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	977 sqft Heated Area
Gross Area	1,169 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,462 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	192 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3100 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL C E 17.9 FT OF LOT 72 & ALL OF LOT 73 ST JAMES IS OR 116/491 201/483 377/230 415/310 632/676 1381/643-DEATH CERT 13
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Block	C
Legal Lot Number	72,ALL
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2381 INDIAN HEAD RD, CHAMPION, PA 15622-3016
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on Record
Deed Sale	Sep 12, 2024 · Amount on Record
Prior Sale	Jan 31, 2000 · Amount on Record
Deed Document Number	202419004451
Deed Book / Page	1401 / 362
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 12, 2024
Property Address	3100 HIGHWAY 98 E, CARRABELLE, FL 32322-8064
Document Number	0019004451
Book / Page	1401 / 362
Map Reference	MB 1 PG 30
Instrument Date	Sep 12, 2024
Instrument	202419004451
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BARNES ST STE 202, 202, SENOIA, GA 30276-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 INDIAN HEAD RD, CHAMPION, PA 15622-3016

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (+17.67%)	$201,086 (-0.34%) Land $112,500 Building $88,586	$201,086 (-0.34%) Land $112,500 Building $88,586
2024	$1,624.00 (+12.23%)	$201,782 (+24.26%) Land $112,500 Building $89,282	$201,782 (+24.26%) Land $112,500 Building $89,282
2023	$1,447.00 (+7.42%)	$162,391 (+11.84%) Land $90,000 Building $72,391	$162,391 (+11.84%) Land $90,000 Building $72,391
2022	$1,347.00	$145,201 Land $90,000 Building $55,201	$145,201 Land $90,000 Building $55,201

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3