3097 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3097 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Details	1 ba · 1,210 sqft · built 1945
Lot Size	0.326 acres (14,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2005)
Tax Bill	$382 (2025)
Deeds & Mortgages	Apr 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`04-07S-03W-3153-000B-0720`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000B-0720`
Alternative APN	`03W07S043153000B0720`

Interior

Full Baths	1 Bath
Building Area	1,210 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Roof Material	Asphalt
Lot Area	14,220 sqft (0.326 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3097 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8001
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 2 BL B LOT 72 OR 179/293 ST JAMES ISL PRK OR 190/467 OR 214/336 ORB 215 PAGE 289 630/532 685/11 814/26 876/513 878/424 1002/461 1214/761
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PRK
Legal Block	B
Legal Lot Number	72
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2075
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1717, ROBBINSVILLE, NC 28771-1717
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Prior Sale	Dec 27, 2001 · Amount on Record
Deed Document Number	2005200509435
Deed Book / Page	876 / 513
Last Transfer Date	Mar 28, 2018
Transfer Doc	0019001480
Record Updated	Jun 8, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 2, 2018
Property Address	3097 HIGHWAY 98 E, CARRABELLE, FL 32322-8001
Document Number	0019001480
Book / Page	001214 / 000761
Instrument Date	Mar 28, 2018
Instrument	19001480
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1717 ROBBINSVILLE NC 287711717, ROBBINSVILLE, NC 28771-1717

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00 (+24.43%)	$50,436 (+42.33%) Land $50,000 Building $436	$50,436 (+42.33%) Land $50,000 Building $436
2024	$307.00 (-5.83%)	$35,436 (-12.37%) Land $35,000 Building $436	$35,436 (-12.37%) Land $35,000 Building $436
2023	$326.00 (+0.93%)	$40,436 (-) Land $40,000 Building $436	$40,436 (-) Land $40,000 Building $436
2022	$323.00	$40,436 Land $40,000 Building $436	$40,436 Land $40,000 Building $436

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3