3096 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3096 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1986
Lot Size	0.174 acres (7,584 sqft)
Owner	Company Name on Record
Last Sale	$259,000 (May 2007)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Aug 2024 Transfer
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0711`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0711`
Alternative APN	`03W07S043153000C0711`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bungalow
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,584 sqft (0.174 acres)
Porch	Unfinished Open Porch
Porch Area	235 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3096 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 BL C LOT 72 LESS E 17.9 FT ST JAMES ISL PRK OR 167/577 OR 224/246 OR 245/152 OR 249/194 OR 251/237 OR 299/188 909/637 935/567 1002/666 1398/287
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PRK
Legal Block	C
Legal Lot Number	72
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7348 W 83RD ST, BRIDGEVIEW, IL 60455-1607
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2007 · Amount on Record
Deed Sale	May 8, 2007 · Amount on Record
Deed Document Number	20072542
Deed Book / Page	935 / 567
Last Transfer Date	Aug 2, 2024
Transfer Doc	0019003745
Record Updated	Sep 20, 2026

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 2, 2024
Property Address	3096 HIGHWAY 98 E, CARRABELLE, FL 32322-8028
Document Number	0019003745
Book / Page	1398 / 287
Map Reference	MB 1 PG 30
Instrument Date	Aug 2, 2024
Instrument	202419003745
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5407 W 87TH ST, OAK LAWN, IL 60453-1496

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7348 W 83RD ST, OAK LAWN, IL 60455-1607

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (+3.69%)	$185,180 (-0.44%) Land $78,750 Building $106,430	$185,180 (-0.44%) Land $78,750 Building $106,430
2024	$1,628.00 (+8.9%)	$186,004 (+17.64%) Land $78,750 Building $107,254	$186,004 (+17.64%) Land $78,750 Building $107,254
2023	$1,495.00 (+3.89%)	$158,111 (+3.82%) Land $63,000 Building $95,111	$158,111 (+3.82%) Land $63,000 Building $95,111
2022	$1,439.00	$152,287 Land $63,000 Building $89,287	$152,287 Land $63,000 Building $89,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3