Franklin County property record for 3119 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,209 sqft · built 1987 |
| Lot Size | 0.688 acres (30,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jun 2016) |
| Tax Bill | $4,339 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07S-03W-3153-000B-0760 |
| Primary APN | 04-07S-03W-3153-000B-0760 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,209 sqft Heated Area |
| Gross Area | 5,110 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,005 sqft |
| Garage Area | 1,532 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,369 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Boat House | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3119 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 3 BL B LOTS 76 & 77 ST JAMES ISLAND PARK OR 132/564 242/5-6 OR/690/431 986/399 1171/37 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | ST JAMES ISLAND PARK |
| Legal Block | B |
| Legal Lot Number | 76,77 77 |
| Legal Unit | 3 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 125 E CLUB DR, THOMASVILLE, GA 31792-7402 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on Record |
| Deed Sale | Jun 23, 2016 · Amount on Record |
| Deed Document Number | 201619002974 |
| Deed Book / Page | 1171 / 037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 3119 HIGHWAY 98 E, CARRABELLE, FL 32322-8000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019003130 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 1195/360 |
| Instrument | 201719003130 |
| Name | THOMASVILLE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, GA 31799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,339.00 (+6.77%) | $514,088 (+5.65%) Land $100,000 Building $414,088 | $514,088 (+5.65%) Land $100,000 Building $414,088 |
| 2024 | $4,064.00 (+9.22%) | $486,579 (+17.63%) Land $70,000 Building $416,579 | $486,579 (+17.63%) Land $70,000 Building $416,579 |
| 2023 | $3,721.00 (+13.62%) | $413,658 (+25.48%) Land $80,000 Building $333,658 | $413,658 (+25.48%) Land $80,000 Building $333,658 |
| 2022 | $3,275.00 | $329,670 Land $80,000 Building $249,670 | $329,670 Land $80,000 Building $249,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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