Bay County property record for 2925 E 5th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.468 acres (20,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,000 (May 2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| APN | 23279-010-000 |
| Primary APN | 23279-010-000 |
|---|
| Lot Area | 20,386 sqft (0.468 acres) |
|---|---|
| Lot Dimensions | 159 ft deep x 66 ft wide |
| Street Address | 2925 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5209 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC07 |
| Legal Description | 11 4S 14W -270.1- 118C2 BEG 132 W OF SE COR OF NW1/4 OF NW1/4 TH CONT W 20 N 171 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Bay County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2925 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HABITAT HUMANITY CNTRL BANK |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HABITAT FOR HUMANITY/WAKE CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Deed Document Number | 202631655 |
| Deed Book / Page | 5038 / 1467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 27, 2026 |
| Property Address | 2925 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0000031655 |
| Book / Page | 5038 / 1467 |
| Instrument Date | May 21, 2026 |
| Instrument | 202631655 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,056.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2925 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0000031656, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202631656 |
| Name | HABITAT HUMANITY CNTRL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000031658, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5038/1480 |
| Instrument | 202631658 |
| Name | HABITAT HUMANITY CNTRL BANK |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 27, 2026 |
| Property Address | 2925 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0050381467 |
| Book / Page | 5038 / 1467 |
| Instrument Date | May 21, 2026 |
| Instrument | 202631655 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,056.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2925 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0000031656, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202631656 |
| Name | HABITAT FOR HUMANITY/WAKE CNTY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Number | 0000031658, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5038/1480 |
| Instrument | 202631658 |
| Name | HABITAT FOR HUMANITY/WAKE CNTY |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $22,094 Land $22,094 | $22,094 Land $22,094 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 15 policies |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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