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2915 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2915 E 5th St, Panama City, FL 32401

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 944 sqft · built 1944
Lot Size0.259 acres (11,282 sqft)
Owner2 Company Names on File
Last Sale$36,000 (Jan 2009)
Tax Bill$215 (2022)
Deeds & MortgagesNov 2024 Sale
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN23287-000-000

Property Details

APN / Parcel Number

Primary APN23287-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area944 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Lot Area11,282 sqft (0.259 acres)
Lot Dimensions141 ft deep x 70 ft wide

Location & Zoning

Street Address2915 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5209
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePC09
Legal Description11 4S 14W -278- MAP 118C2 BEG 214 W OF SE COR OF NW1/4 OF NW1/4 FOR POB TH W 66 N 171 E 66 S 171 TO POB ORB 4510 P 163
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1042
Census Tract1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address2901 W 17TH ST, PANAMA CITY, FL 32405-2533
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 11, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2009 · Amount on File
Deed SaleJan 21, 2009 · Amount on File
Prior SaleJan 7, 2009 · Amount on File
Deed Document Number20094292
Deed Book / Page3123 / 1091
Prior Transfer DateMar 23, 2007
Prior Transfer Doc0029050884
Record UpdatedOct 29, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 4, 2024
Property Address2915 E 5TH ST, PANAMA CITY, FL 32401-5209
Document Number0048561012
Book / Page4856 / 1012
Instrument DateOct 23, 2024
Instrument2024064734
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address501 HARRISON AVE, PANAMA CITY, FL 32401-2621

Transferred To (Grantee/Buyer)

NameVerified Name
Address2901 W 17TH ST, PANAMA CITY, FL 32405-2533

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 11, 2022
Property Address2915 E 5TH ST, PANAMA CITY, FL 32401-5209
Document Number0045100163
Book / Page4510 / 163
Instrument DateDec 17, 2021
Instrument2022002446
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1021 LACORTE TER, CRANFORD, NJ 07016-1617

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 HARRISON AVE, PANAMA CITY BEACH, FL 32401-2621
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$22,595 (+46.72%) Land $22,295 Building $300$22,595 (+46.72%) Land $22,295 Building $300
2023Additional exemption filed$15,400 (+7.16%) Land $15,100 Building $300$15,400 (+7.16%) Land $15,100 Building $300
2022$215.00$14,371 Land $14,071 Building $300$14,371 Land $14,071 Building $300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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