Florence County property record for 3049 Cotswold St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,713 sqft · built 2020 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,500 (Dec 2022) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07306-01-181 |
| Primary APN | 07306-01-181 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Garage Area | 462 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3049 COTSWOLD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PH II-B LT 181 |
| Legal Subdivision | HIGHGATE PHASE II B |
| Legal Lot Number | 181 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 101 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 25, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 24, 2020 | Warranty Deed, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Nov 25, 2020 · Amount on Record |
| Deed Document Number | 202217950 |
| Deed Book / Page | 1026 / 1448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010840520 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 1084/520 |
| Instrument | 2024000814 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010261452 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 1026/1452 |
| Instrument | 2022-00017951 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010021170 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 1002/1170 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 25, 2020 |
| Property Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000016508 |
| Book / Page | 000888 / 000759 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 16508 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3049 COTSWOLD ST FLORENCE SC 295018167, FLORENCE, SC 29501-8167 |
| Document Number | 16509 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 000888/000763 |
| Instrument | 16509 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 24, 2020 |
| Property Address | 3049 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000011305 |
| Book / Page | 000870 / 001083 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 11305 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $278.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763 |
| Investor | Possibly a Property Investor |
| Document Number | 11306 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 000870/001087 |
| Instrument | 11306 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 23, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 11307, |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 000870/001098 |
| Instrument | 11307 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 23, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 (-76.85%) | $12,276 (-99.89%) Land $1,200 Building $11,076 | $306,906 (-98.95%) Land $30,000 Building $276,906 |
| 2023 | $6,109.00 (+468.81%) Homeowner's exemption | $11,677,425 (+122,600.69%) Land $1,200,000 Building $10,477,425 | $29,193,564 (+12,169.5%) Land $3,000,000 Building $26,193,564 |
| 2022 | $1,074.00 Homeowner's exemption | $9,517 Land $1,200 Building $8,317 | $237,936 Land $30,000 Building $207,936 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures