Florence County property record for 3040 Cotswold St, Florence, SC 29501 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,932 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2021) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07306-01-172 |
| Primary APN | 07306-01-172 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 501 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3040 COTSWOLD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PH II-B LT 172 |
| Legal Subdivision | HIGHGATE PHASE II B |
| Legal Lot Number | 172 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 101 |
Source: Florence County records · APN 07306-01-172
Assessment roll updated March 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3040 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Survivorship Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Mar 19, 2021 | Warranty Deed, Construction Loan · Construction Mortgage THE CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2021 · Amount on Record |
| Deed Book / Page | 960 / 1454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 17, 2021 |
| Property Address | 3040 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0009601454 |
| Book / Page | 960 / 1454 |
| Map Reference | MB 106 PG 1489 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3040 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0009601458 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 960/1458 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 19, 2021 |
| Property Address | 3040 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0009100397 |
| Book / Page | 910 / 397 |
| Map Reference | MB 106 PG 1489 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6763, FLORENCE, SC 29502-6763 |
| Document Number | 0000910401 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 910/401 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 20, 2022 |
Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 (+6.03%) | $11,746 (-99.89%) Land $1,500 Building $10,246 | $293,655 (-98.91%) Land $37,500 Building $256,155 |
| 2023 | $1,276.00 (+5.02%) Homeowner's exemption | $10,766,782 (+99,897.98%) Land $1,500,000 Building $9,266,782 | $26,916,956 (+9,899.98%) Land $3,750,000 Building $23,166,956 |
| 2022 | $1,215.00 Homeowner's exemption | $10,767 Land $1,500 Building $9,267 | $269,170 Land $37,500 Building $231,670 |
Source: FEMA National Flood Hazard Layer, Florence County (45041C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016, alluvial fan flooding, Hurricane Matthew |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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