Florence County property record for 3045 Cotswold St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,906 sqft · built 2020 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Oct 2020) |
| Tax Bill | $1,288 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07306-01-180 |
| Primary APN | 07306-01-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement |
| Garage Area | 451 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3045 COTSWOLD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PH IIB LT 180 |
| Legal Subdivision | HIGHGATE PHASE II B |
| Legal Lot Number | 180 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 101 |
Source: Florence County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3045 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE |
| Jun 10, 2020 | Warranty Deed, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Oct 5, 2020 · Amount on Record |
| Deed Document Number | 202013747 |
| Deed Book / Page | 879 / 308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 6, 2020 |
| Property Address | 3045 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000013747 |
| Book / Page | 000879 / 000308 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 13747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $907.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3045 COTSWOLD ST FLORENCE SC 295018167, FLORENCE, SC 29501-8167 |
| Document Number | 13748 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 000879/000312 |
| Instrument | 13748 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 10, 2020 |
| Property Address | 3045 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000007373 |
| Book / Page | 000857 / 000144 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 7373 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763 |
| Investor | Possibly a Property Investor |
| Document Number | 7374 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 000857/000148 |
| Instrument | 7374 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 9, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,288.00 (+10.37%) | $13,423 (-99.86%) Land $1,200 Building $12,223 | $335,588 (-98.62%) Land $30,000 Building $305,588 |
| 2023 | $1,167.00 (+6.38%) Homeowner's exemption | $9,728,696 (+99,896.88%) Land $1,200,000 Building $8,528,696 | $24,321,742 (+9,900.02%) Land $3,000,000 Building $21,321,742 |
| 2022 | $1,097.00 Homeowner's exemption | $9,729 Land $1,200 Building $8,529 | $243,217 Land $30,000 Building $213,217 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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