3026 Cotswold St, Florence, SC 29501 Property Records

Florence County property record for 3026 Cotswold St, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,720 sqft · built 2020
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$240,500 (Dec 2020)
Tax Bill$1,267 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN07306-01-174

Property Details

APN / Parcel Number

Primary APN07306-01-174

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Garage Area510 sqft

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Street Address3026 COTSWOLD ST
CityFLORENCE
StateSC
Zip29501-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHGATE PH II-B LT 174
Legal SubdivisionHIGHGATE PHASE II B
Legal Lot Number174
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1015
Census Tract101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3026 COTSWOLD ST, FLORENCE, SC 29501-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
AMERICA MTG
Aug 24, 2020Warranty Deed, Construction Loan · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Prior SaleAug 24, 2020 · Amount on Record
Deed Book / Page892 / 25
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateDec 17, 2020
Property Address3026 COTSWOLD ST, FLORENCE, SC 29501-8167
Document Number0000017544
Book / Page000892 / 000025
Instrument DateDec 2, 2020
Instrument17544
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 24, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3026 COTSWOLD ST FLORENCE SC 295018167, FLORENCE, SC 29501-8167

Mortgage

Document Number17545
DateDec 17, 2020
Book Page000892/000029
Instrument17545
Lender
NameAMERICA MTG
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateAug 24, 2020
Property Address3026 COTSWOLD ST, FLORENCE, SC 29501-8167
Document Number0000011305
Book / Page000870 / 001083
Instrument DateAug 19, 2020
Instrument11305
Transaction TypeConstruction Loan
Record UpdatedFeb 24, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$278.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763
InvestorPossibly a Property Investor

Mortgage

Document Number11306
DateAug 24, 2020
Book Page000870/001087
Instrument11306
Lender
NameCITIZENS BK
TypeBank
AddressFLORENCE, SC 29501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 23, 2021
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number11307,
DateAug 24, 2020
Book Page000870/001098
Instrument11307
Lender
NameCITIZENS BK
TypeBank
AddressFLORENCE, SC 29501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 23, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,267.00 (+9.98%)$13,038 (-99.86%) Land $1,200 Building $11,838$325,966 (-98.64%) Land $30,000 Building $295,966
2023$1,152.00 (+6.57%) Homeowner's exemption$9,576,574 (+99,895.55%) Land $1,200,000 Building $8,376,574$23,941,436 (+9,900.02%) Land $3,000,000 Building $20,941,436
2022$1,081.00 Homeowner's exemption$9,577 Land $1,200 Building $8,377$239,414 Land $30,000 Building $209,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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