Florence County property record for 3029 Cotswold St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2020 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jun 2020) |
| Tax Bill | $1,079 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07306-01-176 |
| Primary APN | 07306-01-176 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Garage Area | 510 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3029 COTSWOLD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PH II-B LT 176 |
| Legal Subdivision | HIGHGATE PHASE II B |
| Legal Lot Number | 176 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 101 |
Source: Florence County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 7, 2023 | Deed, Transfer |
| Jun 24, 2020 | Grant Deed, Subdivision Related Transfer FINANCE OF AMERICA MTG |
| Feb 25, 2020 | Grant Deed, Construction Loan · Line of Credit CITIZENS BK |
| Feb 25, 2020 | Deed of Trust, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Book / Page | 859 / 1455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0010770852 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 1077/852 |
| Instrument | 2023037190 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 7, 2023 |
| Property Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0010740517 |
| Book / Page | 1074 / 517 |
| Map Reference | MB 106 PG 1489 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023036135 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 24, 2020 |
| Property Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000008147 |
| Book / Page | 000859 / 001455 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 8147 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3029 COTSWOLD ST FLORENCE SC 295018167, FLORENCE, SC 29501-8167 |
| Document Number | 8148 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 000859/001459 |
| Instrument | 8148 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 25, 2020 |
| Property Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000002547 |
| Book / Page | 000840 / 001078 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2547 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $278.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763 |
| Investor | Possibly a Property Investor |
| Document Number | 2548 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 000840/001082 |
| Instrument | 2548 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 24, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 25, 2020 |
| Property Address | 3029 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000002549 |
| Book / Page | 000840 / 001093 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2549 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002549 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 000840/001093 |
| Instrument | 2549 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 24, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,079.00 (+7.68%) | $11,216 (-99.86%) Land $1,200 Building $10,016 | $280,406 (-98.62%) Land $30,000 Building $250,406 |
| 2023 | $1,002.00 (-75.82%) Additional exemption filed | $8,148,667 (+99,895.91%) Land $1,200,000 Building $6,948,667 | $20,371,668 (+9,899.98%) Land $3,000,000 Building $17,371,668 |
| 2022 | $4,144.00 Additional exemption filed | $8,149 Land $1,200 Building $6,949 | $203,717 Land $30,000 Building $173,717 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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