3041 Cotswold St, Florence, SC 29501 Property Records

Florence County property record for 3041 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,528 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Feb 2021)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07306-01-179`

Property Details

APN / Parcel Number

Primary APN	`07306-01-179`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Area	473 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3041 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE PHII-B LT 179
Legal Subdivision	HIGHGATE PHASE II B
Legal Lot Number	179
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1015
Census Tract	101

Owner

Source: Florence County records · APN 07306-01-179

Assessment roll updated March 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3041 COTSWOLD ST, FLORENCE, SC 29501-8167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Survivorship Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20213282
Deed Book / Page	905 / 1966
Record Updated	Sep 20, 2026

February 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 26, 2021
Property Address	3041 COTSWOLD ST, FLORENCE, SC 29501-8167
Document Number	0009051966
Book / Page	905 / 1966
Map Reference	MB 106 PG 1489
Instrument Date	Feb 09, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$917.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3041 COTSWOLD ST, FLORENCE, SC 29501-8167

Mortgage

Document Number	0009051970
Date	Feb 26, 2021
Instrument	905/1970

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Oct 30, 2020
Property Address	3041 COTSWOLD ST, FLORENCE, SC 29501-8167
Document Number	0000015110
Book / Page	000883 / 001143
Instrument Date	Oct 29, 2020
Instrument	15110
Transaction Type	Construction Loan
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015110
Date	Oct 30, 2020
Book Page	000883/001143
Instrument	15110

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00 (+5.58%)	$10,853 (-99.89%) Land $1,560 Building $9,293	$271,344 (-98.9%) Land $39,000 Building $232,344
2023	$1,183.00 (-76.46%) Additional exemption filed	$9,876,981 (+99,899.81%) Land $1,560,000 Building $8,316,981	$24,692,454 (+9,899.98%) Land $3,900,000 Building $20,792,454
2022	$5,026.00 Additional exemption filed	$9,877 Land $1,560 Building $8,317	$246,925 Land $39,000 Building $207,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 133 locations within half a mile of this property.

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