Florence County property record for 3037 Cotswold St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 2021 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Feb 2021) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07306-01-178 |
| Primary APN | 07306-01-178 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 543 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3037 COTSWOLD ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-8167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHGATE PHII-B LT 178 |
| Legal Subdivision | HIGHGATE PHASE II B |
| Legal Lot Number | 178 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 101 |
3037 Cotswold St is owned and occupied by an individual who bought it in February 2021.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3037 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC |
| Oct 30, 2020 | Deed of Trust, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on File |
| Deed Sale | Feb 12, 2021 · Amount on File |
| Prior Sale | Oct 30, 2020 · Amount on File |
| Deed Book / Page | 903 / 1343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 12, 2021 |
| Property Address | 3037 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0009031343 |
| Book / Page | 903 / 1343 |
| Map Reference | MB 106 PG 1489 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $717.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3037 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0009031347 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 903/1347 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 30, 2020 |
| Property Address | 3037 COTSWOLD ST, FLORENCE, SC 29501-8167 |
| Document Number | 0000015109 |
| Book / Page | 000883 / 001132 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 15109 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6763 FLORENCE SC 295026763, FLORENCE, SC 29502-6763 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015109 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 000883/001132 |
| Instrument | 15109 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3037 Cotswold St was $979.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 | $8,494 Land $1,560 Building $6,934 | $212,363 Land $39,000 Building $173,363 |
| 2023 | $953.00 (+10.05%) Homeowner's exemption | $7,680,004 (+99,900.05%) Land $1,560,000 Building $6,120,004 | $19,200,010 (+9,900.01%) Land $3,900,000 Building $15,300,010 |
| 2022 | $866.00 Homeowner's exemption | $7,680 Land $1,560 Building $6,120 | $192,000 Land $39,000 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3037 Cotswold St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3037 Cotswold St is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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