Bay County property record for 2913 E 5th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 804 sqft · built 1944 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $36,000 (Jan 2009) |
| Tax Bill | $162 (2022) |
| Deeds & Mortgages | Nov 2024 Sale Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23286-000-000 |
| Primary APN | 23286-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Gross Area | 924 sqft |
| 1st Floor Area | 804 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 141 ft deep x 46 ft wide |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2913 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5209 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC09 |
| Legal Description | 11 4S 14W -277- MAP 118C2 BEG 280 W OF SE COR OF SE1/4 OF NW1/4 OF NW1/4 FOR POB TH W 54 N 171 E 54 S 171 TO POB LESS S 30 FOR STREET ORB 4510 P 163 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2901 W 17TH ST, PANAMA CITY, FL 32405-2533 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 4, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 11, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2009 · Amount on Record |
| Deed Sale | Jan 21, 2009 · Amount on Record |
| Prior Sale | Jan 7, 2009 · Amount on Record |
| Deed Document Number | 20094292 |
| Deed Book / Page | 3123 / 1091 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0029050884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 4, 2024 |
| Property Address | 2913 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0048561012 |
| Book / Page | 4856 / 1012 |
| Instrument Date | Oct 23, 2024 |
| Instrument | 2024064734 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 HARRISON AVE, PANAMA CITY, FL 32401-2621 |
| Name | Verified Name |
|---|---|
| Address | 2901 W 17TH ST, PANAMA CITY, FL 32405-2533 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 2913 E 5TH ST, PANAMA CITY, FL 32401-5209 |
| Document Number | 0045100163 |
| Book / Page | 4510 / 163 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022002446 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 LACORTE TER, CRANFORD, NJ 07016-1617 |
| Name | Verified Name |
|---|---|
| Address | 501 HARRISON AVE, PANAMA CITY BEACH, FL 32401-2621 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $14,651 (+25.57%) Land $14,651 | $14,651 (+25.57%) Land $14,651 |
| 2023 | Additional exemption filed | $11,668 (+7.31%) Land $11,668 | $11,668 (+7.31%) Land $11,668 |
| 2022 | $162.00 | $10,873 Land $10,873 | $10,873 Land $10,873 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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