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28082 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28082 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2019
Lot Size0.141 acres (6,153 sqft)
Owner2 Individual Names on Record
Last Sale$429,900 (Aug 2022)
Tax Bill$3,579 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2020 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN402335304026

Property Details

APN / Parcel Number

Primary APN402335304026
Alternative APNs
  • 00713550036008
  • 10004625334

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,153 sqft (0.141 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchSlab
Porch Area115 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550036008
Street Address28082 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT 15 3329/1957 4266/1726 4434/2177 CD4459/1227 4623/1168 5033/280
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Block4
Legal Lot Number15
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Aug 31, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 12, 2019Correction Deed, Subdivision Related Transfer
DHI TITLE/FL INC
May 6, 2019Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleJul 12, 2019 · Amount on Record
Deed Document Number20223138894
Deed Book / Page5033 / 280
Prior Transfer DateAug 18, 2020
Prior Transfer Doc0046231168
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 11, 2022
Property Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0050330280
Book / Page5033 / 280
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateAug 3, 2022
Instrument3138894
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,009.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3590 VIA POINDANA #412412, 3590, LAKE WORTH, FL 33467

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

Mortgage

Document Number0005033282
DateAug 11, 2022
Instrument5033/282
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateAug 31, 2020
Property Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0046231168
Book / Page004623 / 001168
Instrument DateAug 18, 2020
Instrument2846183
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28082 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806

July 2019: Correction Deed, Subdivision Related Transfer

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateJul 12, 2019
Property Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0044591227
Book / Page004459 / 001227
Instrument DateMay 2, 2019
Instrument2725650
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,449.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28082 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMay 6, 2019
Property Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0044342177
Book / Page004434 / 002177
Instrument DateMay 2, 2019
Instrument2706830
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 21, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,449.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28082 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28082 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,579.00 (-25.79%)$277,294 (-16.24%) Land $30,941 Building $246,353$277,294 (-11.35%) Land $30,941 Building $246,353
2024$4,823.00 (-6.24%)
2023$5,144.00 (+160.59%) Homeowner's exemption$331,064 (+117.34%)$312,782 (+21.64%) Land $33,401 Building $279,381
2022$1,974.00 Homeowner's exemption Widower's exemption$152,328$257,138 Land $22,441 Building $234,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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