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28100 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28100 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 2018
Lot Size0.149 acres (6,500 sqft)
Owner2 Company Names on Record
Last Sale$249,000 (Nov 2020)
Tax Bill$4,336 (2025)
Deeds & MortgagesFeb 2022 Transfer
Nov 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN40-23-35-304-023

Property Details

APN / Parcel Number

Primary APN40-23-35-304-023
Alternative APNs
  • 0071355-003300-8
  • 10004625331

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,283 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2018
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area535 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area125 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625331
Old Parcel Number00713550033008
Street Address28100 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0012 CALUSA CREEK LT 12 3329/1957 4266/1726 4391/805 4655/2073 4931/1587
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number12
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-owner2 Co-owners on Record
Mailing Address1702 LAFAYETTE ST, VALPARAISO, IN 46383-3055
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 3, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Dec 21, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleNov 3, 2020 · Amount on Record
Deed SaleNov 3, 2020 · Amount on Record
Prior SaleNov 3, 2020 · Amount on Record
Deed Document Number0046552073
Deed Book / Page4655 / 2073
Last Transfer DateFeb 22, 2022
Transfer Doc0049311587
Record UpdatedJun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateFeb 22, 2022
Property Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0049311587
Book / Page4931 / 1587
Map ReferenceMB 20 PG 3
Instrument DateFeb 18, 2022
Instrument3062556
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1702 LAFEYETTE STREET, WEST MILTON, OH 45383

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 3, 2020
Property Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0046552073
Book / Page4655 / 2073
Map ReferenceMB 20 PG 3
Instrument DateNov 2, 2020
Instrument2868542
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,743.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address281 DANLEY ST, 281, PORT CHARLOTTE, FL 33954-3101

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1702 LAFAYETTE ST, VALPARAISO, IN 46383-3055

Mortgage

Document Number0046552074
DateNov 3, 2020
Instrument4655/2074
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0044940584
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28100 ARROWHEAD CIR PUNTA GORDA FL 339824807, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0044940584
DateOct 16, 2019
Book Page004494/000584
Instrument2752295
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 21, 2018
Property Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0043910805
Book / Page4391 / 0805
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateDec 21, 2018
Instrument2671606
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807

Mortgage

Document Number0002671607
DateDec 21, 2018
Instrument2671607
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28100 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4807
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/ SIX MILE CYN FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,336.00 (-12.97%)$280,711 (+21%)$321,992 (+4.56%) Land $36,401 Building $285,591
2023$4,982.00 (+17.28%)$231,993 (-14.43%)$307,953 (+13.59%) Land $33,401 Building $274,552
2022$4,248.00$271,112 Land $22,441 Building $248,671$271,112 Land $22,441 Building $248,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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