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28076 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28076 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size0.231 acres (10,067 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jul 2023)
Tax Bill$608 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2021 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN402335304027

Property Details

APN / Parcel Number

Primary APN402335304027
Alternative APNs
  • 00713550037008
  • 10004625335

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,846 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,846 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialMasonry/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,067 sqft (0.231 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area527 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area108 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550037008
Street Address28076 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT 16 3329/1957 4266/1726 4479/719 4718/2016 4823/90 3296866
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Lot Number16
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 13, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 3, 2021Warranty Deed, Transfer
NORTH AMERICAN TITLE COMPANY
Sep 5, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleMar 3, 2021 · Amount on Record
Deed Document Number20233296866
Prior Transfer DateAug 10, 2021
Prior Transfer Doc0048230090
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 31, 2023
Property Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0003296866
Map ReferenceMB 20 PG 3,3A-3K
Instrument DateJul 28, 2023
Instrument3296866
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 3RD ST E, NOKOMIS, FL 34275-1542

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28076 ARROWHEAD CRICLE, PUNTA GORDA, FL 33982-4806

Mortgage

Document Number0003296867
DateJul 31, 2023
Instrument3296867
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateAug 13, 2021
Property Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0048230090
Book / Page4823 / 90
Map ReferenceMB 20 PG 3
Instrument DateAug 10, 2021
Instrument2984658
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 3, 2021
Property Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0047182016
Book / Page4718 / 2016
Map ReferenceMB 20 PG 3
Instrument DateFeb 26, 2021
Instrument2910868
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address798 BRANDY HOLLOW RD, 798, PORTLAND, TN 37148-4835

Transferred To (Grantee/Buyer)

NameVerified Name
Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 5, 2019
Property Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0044790719
Book / Page4479 / 0719
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateSep 3, 2019
Instrument2740905
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

Mortgage

Document Number0004479720
DateSep 5, 2019
Instrument4479/720
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28076 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$608.00 (+4.65%)$286,260 (-15.63%) Land $30,941 Building $255,319$286,260 (-10.79%) Land $30,941 Building $255,319
2024$581.00 (-90.16%)
2023$5,904.00 (+48.23%)$339,287 (+31.2%)$320,889 (+24.09%) Land $33,401 Building $287,488
2022$3,983.00 Homeowner's exemption$258,597 Land $22,441 Building $236,156$258,597 Land $22,441 Building $236,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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