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28059 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28059 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 2018
Lot Size0.177 acres (7,721 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Jan 2026)
Tax Bill$3,046 (2025)
Deeds & MortgagesJan 2026 Sale
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN40-23-35-302-053

Property Details

APN / Parcel Number

Primary APN40-23-35-302-053
Alternative APNs
  • 0071355-013500-8
  • 10004625291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,283 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2018
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,721 sqft (0.177 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area544 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchPorch
Porch Area125 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625291
Old Parcel Number00713550135008
Street Address28059 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0114 CALUSA CREEK LT114 3329/1957 4266/1726 4420/881
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number114
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4040
Census Tract10200

Owner

Source: Charlotte County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Warranty Deed, Transfer
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Nov 4, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 27, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2026 · Amount on Record
Deed SaleJan 13, 2026 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Document Number3604344
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 13, 2026
Property Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810
Document Number0003604344
Map ReferenceMB 20 PG 3
Instrument DateJan 13, 2026
Instrument3604344
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17445 OPAL SAND DR UNIT 203, 203, VENICE, FL 34293-7179

Transferred To (Grantee/Buyer)

NameVerified Name
Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810

Mortgage

Document Number0046570086
DateNov 4, 2020
Book Page4657/86
Instrument2869179
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 27, 2019
Property Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810
Document Number0044200881
Book / Page4420 / 0881
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateMar 27, 2019
Instrument2695316
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810

Mortgage

Document Number0002695317
DateMar 27, 2019
Instrument2695317
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28059 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4810
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,046.00 (-13.49%) Homeowner's exemption$241,973 (+5.99%)$361,649 (+5.05%) Land $36,400 Building $325,249
2023$3,521.00 (+3.74%) Homeowner's exemption$228,305 (+3%)$344,266 (+11.04%) Land $33,400 Building $310,866
2022$3,394.00 Homeowner's exemption$221,655$310,040 Land $22,440 Building $287,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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