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28088 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28088 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 2019
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Apr 2023)
Tax Bill$4,340 (2025)
Deeds & MortgagesApr 2023 Sale
Feb 2023 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APN40-23-35-304-025

Property Details

APN / Parcel Number

Primary APN40-23-35-304-025
Alternative APNs
  • 0071355-003500-8
  • 10004625333

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,283 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2019
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area125 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625333
Old Parcel Number00713550035008
Street Address28088 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCAL 000 0000 0014 CALUSA CREEK LT 14 3329/1957 4266/1726 4414/1086 PR19-995-KFW LOA4502/31 ODH4533/15
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal Lot Number14
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address35191 S SHORE DR, AYRSHIRE, IA 50515-8581
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Feb 23, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 3, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 5, 2020Warranty Deed, Transfer
SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS
Mar 11, 2019Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleFeb 23, 2023
Deed Document Number3247801
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 10, 2023
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0003247801
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateApr 10, 2023
Instrument3247801
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address35191 S SHORE DR, AYRSHIRE, IA 50515-8581

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateFeb 23, 2023
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0003224509
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateFeb 21, 2023
Instrument3224509
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

Transferred To (Grantee/Buyer)

NameVerified Name
Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address756 FORTYE DR, PETERBOROUGH

Mortgage

Document Number0049210593
DateFeb 3, 2022
Book Page4921/593
Instrument3054411
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 12, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 5, 2020
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0045471413
Book / Page004547 / 001413
Instrument DateFeb 27, 2020
Instrument2792728
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

AmountAmount Recorded
Tax$1,553.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28088 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateMar 11, 2019
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0044141086
Book / Page004414 / 001086
Instrument DateMar 11, 2019
Instrument2690613
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28088 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28088 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,340.00 (-11.23%)$287,712 (+22.52%)$337,131 (+6.95%) Land $36,401 Building $300,730
2023$4,889.00 (+19.83%)$234,826 (-5.69%)$315,209 (+26.59%) Land $33,401 Building $281,808
2022$4,080.00$248,997 Land $22,441 Building $226,556$248,997 Land $22,441 Building $226,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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