28058 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 28058 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2018
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Nov 2018)
Tax Bill$2,285 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2021 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN402335303016

Property Details

APN / Parcel Number

Primary APN402335303016
Alternative APNs
  • 00713550040008
  • 10004625307

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area544 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area115 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00713550040008
Street Address28058 ARROWHEAD CIR
CityPUNTA GORDA
StateFL
Zip33982-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF12
Legal DescriptionCALUSA CREEK LT 19 3329/1957 4266/1726 4383/718 4704/1193
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCALUSA CREEK
Legal TractCAL
Legal Lot Number19
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4039
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 4, 2021Intrafamily Transfer, Transfer
Nov 28, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Deed Document Number20182665012
Deed Book / Page4383 / 718
Last Transfer DateFeb 4, 2021
Transfer Doc0047041193
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045930906
DateJun 29, 2020
Book Page4593/906
Instrument2824818
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateFeb 4, 2021
Property Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0047041193
Book / Page4704 / 1193
Map ReferenceMB 20 PG 3&3A-3K
Instrument DateFeb 4, 2021
Instrument2901045
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 28, 2018
Property Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0043830718
Book / Page4383 / 0718
Map ReferenceMB20 PG3&3A-3K
Instrument DateNov 27, 2018
Instrument2665012
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,449.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806

Mortgage

Document Number0002665013
DateNov 28, 2018
Instrument2665013
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateDec 22, 2017
Property Address28058 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806
Document Number0042661726
Book / Page004266 / 001726
Instrument DateDec 21, 2017
Instrument2574964
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$21,934.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,285.00 (-18.54%) Homeowner's exemption$191,500 (+22.03%)$274,711 (-3.76%) Land $30,940 Building $243,771
2024$2,805.00 (+17.22%)
2023$2,393.00 (-9.97%) Homeowner's exemption$156,935 (-10.54%)$285,457 (+13.78%) Land $33,400 Building $252,057
2022$2,658.00 Homeowner's exemption$175,420$250,896 Land $22,440 Building $228,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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