Charlotte County property record for 28064 Arrowhead Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 2019 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,900 (Jun 2021) |
| Tax Bill | $4,766 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 402335303017 |
| Primary APN | 402335303017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,267 sqft |
| 1st Floor Area | 1,690 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,022 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 136 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00713550039008 |
|---|---|
| Street Address | 28064 ARROWHEAD CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CALUSA CREEK LT 18 3329/1957 4266/1726 4468/104 UNREC POA & LTR-KRK & PLD 4789/1860 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | CALUSA CREEK |
| Legal Tract | CAL |
| Legal Lot Number | 18,R |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 10200 |
Source: Charlotte County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | W3861 HIGHLAND DR, LA CROSSE, WI 54601-8613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION |
| Jan 5, 2023 | Deed of Trust, Mortgage WISCONSIN WOMENS BUSINESS INITIATIVE COR |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BANK |
| Dec 22, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Aug 5, 2019 · Amount on Record |
| Deed Document Number | 20212961943 |
| Deed Book / Page | 4789 / 1860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0003667870 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20263667870 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Investor | Possibly a Property Investor |
| Document Number | 0003667870, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20263667870 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 24, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | HOMETOWN TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | W3861 HIGHLAND DR, LA CROSSE, WI 54601-8613 |
| Document Number | 0003197613 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 3197613 |
| Name | WISCONSIN WOMENS BUSINESS INITIATIVE COR |
|---|---|
| Type | Non-Lending Institution |
| Address | MILWAUKEE, WI 53212 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0047891860 |
| Book / Page | 4789 / 1860 |
| Map Reference | MB 20 PG 3&3A-3K |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2961943 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 WATER TOWER PL, 340, CLARKESVILLE, GA 30523-6766 |
| Name | Verified Name |
|---|---|
| Address | W3891 HIGHLAND DR, LA CROSSE, WI 54601-8613 |
| Document Number | 47891862 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 4789/1862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 5, 2019 |
| Property Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0044680104 |
| Book / Page | 4468 / 0104 |
| Map Reference | MB 20 PG 3&3A-3K |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2732311 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,511.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0004468105 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 4468/105 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 28064 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0042661726 |
| Book / Page | 004266 / 001726 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2574964 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $21,934.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,766.00 (-10.31%) | $275,743 (-3.79%) Land $30,940 Building $244,803 | $275,743 (-10.79%) Land $30,940 Building $244,803 |
| 2023 | $5,314.00 (+14.43%) | $286,607 (+1%) | $309,104 (+18.63%) Land $33,400 Building $275,704 |
| 2022 | $4,644.00 | $260,552 Land $22,440 Building $238,112 | $260,552 Land $22,440 Building $238,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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