Charlotte County property record for 28052 Arrowhead Cir, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 2019 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Dec 2019) |
| Tax Bill | $3,511 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-35-303-015 |
| Primary APN | 40-23-35-303-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,731 sqft Living Area |
| Gross Area | 2,256 sqft |
| Flooring | Covered |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 125 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004625306 |
|---|---|
| Old Parcel Number | 00713550041008 |
| Street Address | 28052 ARROWHEAD CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF12 |
| Legal Description | CAL 000 0000 0020 CALUSA CREEK LT 20 3329/1957 4266/1726 4443/1605 4519/309 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 35 |
| Legal Subdivision | CALUSA CREEK |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 10200 |
Source: Charlotte County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 20, 2019 | Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU |
| May 30, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Dec 22, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 2771139 |
| Deed Book / Page | 4519 / 0309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0003576936 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 3576936 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0045190309 |
| Book / Page | 004519 / 000309 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 2771139 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28052 ARROWHEAD CIR PUNTA GORDA FL 339824806, PUNTA GORDA, FL 33982-4806 |
| Document Number | 45190310 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 004519/000310 |
| Instrument | 2771140 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 30, 2019 |
| Property Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0044431605 |
| Book / Page | 4443 / 1605 |
| Map Reference | MB 20 PG 3,3A-3K |
| Instrument Date | May 28, 2019 |
| Instrument | 2713814 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0044431606 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 4443/1606 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 28052 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4806 |
| Document Number | 0042661726 |
| Book / Page | 004266 / 001726 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2574964 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $21,934.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10514 BEN C PRATT/SIX MILE CYP FORT MYERS FL 33966, FORT MYERS, FL 33966 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,511.00 (-24.8%) Homeowner's exemption | $272,800 (+24.04%) | $319,467 (+4.49%) Land $36,400 Building $283,067 |
| 2023 | $4,669.00 (+15.06%) | $219,937 (-14.67%) | $305,746 (+18.62%) Land $33,400 Building $272,346 |
| 2022 | $4,058.00 | $257,755 Land $22,440 Building $235,315 | $257,755 Land $22,440 Building $235,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 units insured incl. 30 condo units |
| Nearby Flood Claims | 6 (2010–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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