Cook County property record for 275 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 6,489 sqft · built 2003 |
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,375,000 (Mar 2011) |
| Tax Bill | $58,229 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-20-312-004 |
| Primary APN | 05-20-312-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,489 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 24,873 sqft (0.571 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 275 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STREYKMANS)-(WILLIAMS) RESUB OF LTS76-78 IN ALLES SU NSET SUB OF NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | STREYKMANS - WILLIAMS |
| Legal Lot Number | 76-78 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800500 |
275 Locust Rd is owned and occupied by an individual who bought it in March 2011.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 275 LOCUST RD, WINNETKA, IL 60093-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2011 · Amount on File |
| Deed Sale | Mar 9, 2011 · Amount on File |
| Prior Sale | Dec 27, 1999 · Amount on File |
| Deed Document Number | 201155018 |
| Prior Transfer Date | Aug 25, 1995 |
| Prior Transfer Doc | 0000000517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 275 LOCUST RD, WINNETKA, IL 60093-3608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 275 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 0003711135 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2603711135 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 275 LOCUST RD, WINNETKA, IL 60093-3608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 275 LOCUST RD, WINNETKA, IL 60093-3608 |
| Investor | Possibly a Property Investor |
| Document Number | 0022624147 |
|---|---|
| Date | Aug 13, 2024 |
| Instrument | 2422624147 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363,000 Land $47,259 Building $315,741 | $3,630,000 Land $472,590 Building $3,157,410 | |
| 2023 | $58,229.00 (-9.75%) | ||
| 2022 | $64,522.00 Homeowner's exemption | $299,050 Land $34,822 Building $264,228 | $2,990,500 Land $348,220 Building $2,642,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 275 Locust Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 275 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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