Cook County property record for 269 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,409 sqft · built 1950 |
| Lot Size | 0.547 acres (23,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,640,000 (Oct 2024) |
| Tax Bill | $32,956 (2023) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-20-312-013 |
| Primary APN | 05-20-312-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,409 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 23,827 sqft (0.547 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 265 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STREYKMANS)-(WILLIAMS) RESUB OF LTS76-78 IN ALLES SU NSET SUB OF NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | STREYKMANS - WILLIAMS |
| Legal Lot Number | 76-78 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800500 |
269 Locust Rd is owned by two individuals who bought it in October 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 329 ROSEWOOD AVE, WINNETKA, IL 60093-3619 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 15, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| May 3, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Jul 27, 2018 | Warranty Deed, Transfer JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on File |
| Deed Sale | Oct 3, 2024 · Amount on File |
| Prior Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 202418005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 265 LOCUST RD, WINNETKA, IL 60093-3608 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 0006422007 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2606422007 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 3, 2024 |
| Property Address | 265 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 0027718005 |
| Instrument Date | Aug 27, 2024 |
| Instrument | 2427718005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 269 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 0027718006 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | 2427718006 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Rate | 6.4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 269 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 2018157141 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 269 LOCUST RD WINNETKA IL 600933608, WINNETKA, IL 60093-3608 |
| Document Number | 2018157141 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 18157141 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 269 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 1914001041 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 269 LOCUST RD WINNETKA IL 600933608, WINNETKA, IL 60093-3608 |
| Document Number | 1914001041 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 14001041 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 27, 2018 |
| Property Address | 269 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 1820819293 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 20819293 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 269 LOCUST RD WINNETKA IL 600933608, WINNETKA, IL 60093-3608 |
| Document Number | 1820819294 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 20819294 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,000 Land $45,271 Building $151,729 | $1,970,000 Land $452,710 Building $1,517,290 | |
| 2023 | $32,956.00 (+6.3%) | ||
| 2022 | $31,002.00 | $145,468 Land $33,357 Building $112,111 | $1,454,680 Land $333,570 Building $1,121,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 269 Locust Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 269 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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